Personal finance templates
Budget, track spending, plan a loan payoff and watch your savings grow with spreadsheets built for US dollars, US dates and the way American households actually manage money.
Every template in this category starts from the same idea: you should spend minutes on your money, not evenings. The budget and the expense tracker share the same categories, so you plan in one and record in the other. The loan amortization schedule handles a car loan, a student loan or a 30-year mortgage, with extra payments, and the savings goal tracker shows how far you are from an emergency fund or a down payment.
All files use the dollar sign, mm/dd/yyyy dates and Letter paper. They open in Excel 2010 or later, Excel for Mac, Google Sheets and LibreOffice, with no macros and nothing to install. Download the .xlsx or make a copy in Google Sheets and start typing.